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Time Certificate Of Deposit Rates

Personal / Business

Deposit Amount

$2,500 - $49,999

$50,000 - $99,999

$100,000 & Over

Term of Deposit

Interest Rate

Annual Percentage Yield

Interest Rate

Annual Percentage Yield

Interest Rate

Annual Percentage Yield

7 to 29   days

0.15%

0.15%

0.15%

0.15%

0.15%

0.15%

30 to 89 days

0.20%

0.20%

0.20%

0.20%

0.20%

0.20%

90 to 179 days

0.40%

0.40%

0.40%

0.40%

0.50%

0.50%

180 to 364 days

0.50%

0.50%

0.60%

0.60%

0.65%

0.65%

12 to 17 months

1.095%

1.10%

1.095%

1.10%

1.194%

1.20%

18 to 23 months

1.144%

1.15%

1.144%

1.15%

1.194%

1.20%

24 to 35 months

1.144%

1.15%

1.144%

1.15%

1.194%

1.20%

36 months & Over

1.144%

1.15%

1.144%

1.15%

1.194%

1.20%

Individual Retirement Account (IRA) - 18 months

Deposit Amount

Interest Rate

Annual Percentage Yield

$100 & Up

1.00%

1.00%

1) Rates are subject to change without notice
2) Early withdrawal may be subject to penalty
3) Fees may reduce the earnings on the account
4) Annual Percentage Yield (APY) assumes principal and interest remain on deposit for one year at the same rate.

Effective date: 04/29/2024